Have you ever heard or wondered to yourself, why have an emergency fund? Isn't it a large sum of cash just sitting in a bank account not...

What if a sink faucet in your home suddenly failed and started spraying water in your face? What if one or more of your tires went flat...

Today I would like to share a personal story. We went out to town as a family to show the kids a place they've never seen, get some milk,...