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Looking Up Vs Looking Down
Recently, I've noticed that I spend a lot of my day looking down. Not in relation to other people, but physically looking down at where...


Shelter From Bear Markets
Looking at the stock market today, one can see that it is down almost 5,000 points since the last high point in January of 2022. This...


Bonuses and Surpluses
Over the last year and a half, there has been much talk about extra money payments. I affectionately call them CoronaBucks. In the...


Don't Overbuild
Many times when looking at our money situation, we want to jump ahead to the attractive parts like investing. Why shouldn't we put our...


Guidelines to Life Change
Guard rails. Swim lanes. Caution tape. All of these things have something in common. They are meant to keep you focused on the path...


Topping It All Off
In building our money house, we have set a secure foundation by committing to living on less than we make. We have set up strong walls...


Consistent Versus Flashy
I am not an avid football watcher or fan. I've never understood the game well enough to truly appreciate a team's strategic decisions on...


The Most Inquisitive Question
Photo by mari lezhava on Unsplash There won't be any suspense here. The most inquisitive question we can ask is "why." Why is "why" the...


What Is A Sinking Fund?
Photo by Mishal Ibrahim on Unsplash In personal finance, you may have heard of the term "sinking fund." A "sinking fund" is something...
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