December 12, 2018

It occurred to me that perhaps I should tell you about myself a little bit.

My name is Todd Clary.  I am in my mid-thirties.  I was born in Midland, Texas.  My family moved to Oregon when I was nine.  I lived in Oregon all through college, where I met...

December 5, 2018

Photo by Michael Held on Unsplash

It's a cheesy title, admittedly, but today lets discuss a way you truly can make a difference.  Earlier this year, parts of California were devastated by enormous wildfires that swept through entire communit...

November 29, 2018

Photo by mari lezhava on Unsplash

There won't be any suspense here.  The most inquisitive question we can ask is "why."

Why is "why" the most inquisitive question we can ask?  Besides that we just used it to inquire, let's compare it to the o...

November 21, 2018

Photo by Anna Dziubinska on Unsplash

For the last few weeks, we have been discussing what are the 3 best things to do with money.  We've gone over giving and saving.  Now, and yes this is planned to be just before Black Friday, let's discuss...

November 14, 2018

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Building on last week's post about giving.  Today let us explore another of the best things to do with money, saving.

Saving today takes several forms.  You can save money in a traditional savings account for eme...

November 7, 2018

Photo by Sharon McCutcheon on Unsplash

I'm going to take the next three weeks to go into more detail about what are the 3 best things to do with money once you have some of your own.  These are the things you are working toward as you pay of...

October 31, 2018

Photo by Ian Stauffer on Unsplash

Recently, I was reading online about the origin of the word "coach."  In fact, you can read the same article here

Please take a few minutes to read the linked article.  I will be here when you get back.


October 24, 2018

Photo by Simon Migaj on Unsplash

Building on sinking funds from last week, let's explore 3 other recurring expenses that you can better prepare for.

1.  Vacations

Vacations are truly wonderful, whether they are to get away from it all to relax...

October 17, 2018

Photo by Mishal Ibrahim on Unsplash

In personal finance, you may have heard of the term "sinking fund."  A "sinking fund" is something used to reserve money for larger expenses that occur periodically but not monthly (called "sunk costs")....

October 10, 2018

​Photo by Fleur Treurniet on Unsplash

Growing up, every now and again my father would engage my brother and I in small construction projects.  One of the most important tenets of construction was, he taught us, to "measure twice, cut once."...

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Our Recent Posts

A Little Bit About Myself

December 12, 2018

Making A Difference (In California)

December 5, 2018

The Most Inquisitive Question

November 29, 2018

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